Condor Capital adds AI agent trading test to its robo-advice rankings

Condor Capital Wealth Management released the first Digital Advice Report, formerly The Robo Report, covering Q2 2026 and its 17th Robo Ranking. The new edition adds a live-market test of AI trading agents from Claude, ChatGPT and Gemini, alongside updated comparisons of 24 robo-advice accounts from 34 providers.

Why it matters: - Condor Capital is broadening its coverage from robo-advisers alone to include AI trading agents, giving investors a new look at how consumer AI tools behave in real brokerage accounts. - The report also keeps ranking established robo platforms, which still appear to offer more practical and lower-risk portfolio construction for most investors.

What happened: - Condor Capital Wealth Management released the first Digital Advice Report, the publication formerly known as The Robo Report, covering the second quarter of 2026. - The company also published the 17th edition of The Robo Ranking, a Summer Edition that grades providers on more than 45 metrics. - The new AI section tested agents from Claude, ChatGPT and Gemini trading in funded accounts at Robinhood, Public and Webull. - Every order in the test was routed to a live market.

The details: - The report examined portfolios and performance for 24 accounts from 34 robo-advice providers. - The AI setup required API secrets, short-lived tokens and configuration files. - Robinhood was the easiest brokerage to connect. - Claude and ChatGPT scored identically at each brokerage on the 19-task capability test. - The differences came from what each brokerage allowed. - The AI agents built competent but generic 60/40 portfolios. - One agent cited a trading rule that was repealed in June 2026. - Fidelity Go won Best Overall Robo Advisor. - SoFi Automated Investing was runner-up for Best Overall Robo Advisor. - Fidelity Go paired the best risk-adjusted returns in the tracked universe with a 0.35% fee, no minimum and tax-loss harvesting added in December 2025. - SoFi posted the widest five-year benchmark outperformance in the tracked universe at 1.00%, with a $50 minimum and unlimited CFP planner access for SoFi Plus members. - Fidelity Go also won Best Robo for Performance at a Low Cost. - Wealthfront was runner-up in that category. - Fidelity Go's large-cap tilt and municipal bond allocation drove a 0.42 five-year Sharpe ratio, the best in the tracked universe. - Wealthfront outperformed its normalized benchmark by 0.52% over the same period. - SoFi won Best Robo for First-Time Investors. - Fidelity Go was runner-up in that category. - SoFi combines a 0.25% fee and $50 minimum with debt consolidation, career coaching and live financial planning. - Empower won Best Robo for Digital Financial Planning. - Wealthfront was runner-up. - Vanguard won Best Robo for Complex Financial Planning. - Empower and Wealthfront remain the standard for free, multi-goal online planning. - Vanguard offers live advisors from a $50,000 minimum at a 0.30% fee, with dedicated advisors at $500,000. - One-year performance winners were Betterment Innovative Technology, Schwab Domestic Focus and SoFi. - Three-year performance winners were SoFi, Fidelity Go and SigFig. - Eight-year performance winners were SoFi, Fidelity Go and Wealthfront. - The one-year results were driven by equity sleeves that outpaced the broad U.S. market, even as small caps and emerging markets led the year. - Over three years, growth and large-cap positioning lifted the top platforms while nearly every other portfolio trailed its benchmark. - Over eight years, durable domestic large-cap tilts made the three winners the only portfolios in that cohort to beat normalized benchmarks. - The report says its normalized benchmarking method allows consistent comparison of globally diversified portfolios. - The full Digital Advice Report and Robo Ranking are available for free at Condor Capital's Digital Advice Report. - Condor Capital also directs readers to its LinkedIn page for updates.

Between the lines: - The AI agent results suggest brokerage rules and integrations may matter more than the model itself, at least in this early test. - Condor Capital framed the AI findings as an early look rather than a final judgment, which signals the dataset will likely grow over time. - The robo rankings reinforce a familiar theme: established platforms can still beat benchmarks when portfolio tilts and fees are aligned well.

What's next: - Condor Capital said it will keep the AI accounts open and keep publishing results as longer records accumulate. - Future editions should show whether the early AI trading patterns persist and whether brokerage differences continue to dominate outcomes. - The company also provides methodology and the full report free online, which makes the rankings easier to inspect and compare.